Blog Writing by James A. Knowlton
In and of Itself
Notes on the law as it meets real life, from nonprofit boards to easements to a Nobel lecture. Writing here since 2011.
Earlier writing
Every post, newest first.
- PRESUMPTIONS IN ADVERSE POSSESSION AND PRESCRIPTIVE EASEMENT CASES Presumptions are not evidence. Presumptions are evidentiary rules of convenience based upon experience or public policy to help decide cases.
- Toni Morrison Nobel Lecture 1993 The vitality of language lies in its ability to limn the actual, imagined and possible lives of its speakers, readers, writers.
- Homeowner Associations and Emotional Support Animals Homeowner Associations, (“HOA”) are increasingly coming under attack for not making “reasonable accommodations” for individuals with disabilities.
- UCC Article 3 and Mortgage Backed Securities Borrowing money to buy a home used to be straightforward.
- No Rubber Stamp for Business Records Exception to Hearsay To foreclose, you need the original promissory note (Note) with the original endorsement or assignment, if any, and the original recorded deed of trust.
- Who Is The Real Party For A PSA Foreclosure? To foreclose you need possession of the original note and deed to trust representing the residential home loan.
- After Foreclosure: A Housing Surplus Of the 74.5 million homes in the United States approximately 45 million homeowners borrowed money to buy their homes.
- Modifying Your Mortgage is not Worth the Effort There are approximately 46.7 million mortgages in the United States.
- Chink in the Armor: A Foreclosure Defense The securitization of home loans may provide a new way to contest foreclosures.
- MERS and the Evolution of Foreclosure Simply, foreclosure is a legal process a bank uses to recover the money it lent by taking ownership of property purchased with the bank’s money after a default.
Writing here since 2011.
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